Insurance for Run Nova Scotia Members
Ensure you and your family are well protected with car and home insurance coverage at a great rate. This is an exclusive program for members of Run Nova Scotia.

It Pays to Get a Quote.
Run Nova Scotia members will receive a $10 Giftogram digital gift card simply by requesting a quote from Bauld Insurance. Plus, get a quote before August 31, 2026, and you’ll be entered into a chance to win a $250 Visa gift card. Must be a member organization of Run Nova Scotia. No purchase necessary. See contest rules for details.
Home & Tenant Insurance
Whether you own a home, condo or rent an apartment, our insurance advisors will ensure you have policies and coverages just right for you.
- Exclusive discount on the lowest available rates through Aviva Insurance.
- Replacement cost on home and personal belongings
- Personal liability and cyber insurance plans
- Overland water and sewer back-up coverage
Car Insurance
Car Insurance can be complicated. Our insurance advisors will sort out the best policy for you. And, we’ll be there to help if you need to make a claim.
- Exclusive discount off the traders’ rates through Aviva Insurance Canada.
- Core coverages including liability, accident benefits, collision, and comprehensive
- Optional enhanced features like non-owned vehicle coverage, accident forgiveness and roadside assistance
Nova Scotia's Top-Rated Insurance Broker
Our Bauld Insurance team always strives to do their best and meet client expectations. With hundreds of 5-star Google Reviews, you can be confident you’ll be well served and protected.
Ron K.I have had home and auto insurance policies for decades. My experiences have been mixed. Dawn Marie has been, by far and away, one of the very best agents I have ever worked with, and her customer service is exemplary!
Car & Home Insurance client
Suzanne RIt is great to know that you can call your insurance broker directly and actually speak to the same person every time. Athena has gone above and beyond with my many vehicle changes.
Car Insurance client
Greg D..Bree Davidson is our home insurance adviser, helping us move our policy from our house being sold to a contents policy while we were waiting for our new house to be finished. Very professional and knowledgeable.
Home Insurance client
The Bauld Process
We are a leading provider of insurance in Halifax, Nova Scotia. When you engage Bauld Insurance for your car or home insurance needs, our Insurance Advisors will guide you through the process and get the right insurance coverage for you.
1. Assess & Collect
Your Bauld Advisor will complete a needs assessment with you, collecting answers to all required questions.
2. Quote / Advice
We gather quotes from a selection of insurance providers and share quote prices and options with you. Then, we recommend the best car and home insurance coverage and policy for your unique needs.
3. Select / Sign Off
Once an insurance policy is selected, we will guide you through the application sign-off process and set up a payment plan.
4. Ongoing Support
If your circumstances change or if you need to make an insurance claim, our Bauld Insurance Service Team will help you through the process, looking out for your best interests.
Frequently Asked Car Insurance Questions
-
-
How can I get discounts to lower my car insurance rates?
-
As a member of Run Nova Scotia, you have access to an exclusive discount policy. When you choose a policy provided by Aviva Insurance Canada, you will get a discount off the lower-than-normal traders rate. Ask a Bauld Insurance advisor for details.
In addition, there are several discounts available to help lower your car insurance rates; some of these are listed below. You can also read this helpful blog story Car Insurance Discounts Could Save You Money. Give us a call for a full file review to make sure you are taking advantage of these possible discounts!
- Combined Policy
- Multi-Vehicle
- Good Driving Record
- Safety Features
- Hybrid Vehicle
- Low Mileage
- Occupation
- Students
- Loyalty Discount
-
-
-
What kind of discounts can I get to lower my home insurance rates?
-
As a member of Run Nova Scotia, you have access to an exclusive discount policy. When you choose a policy provided by Aviva Insurance Canada, you will get a discount off the lower-than-normal traders rate. Ask a Bauld Insurance advisor for details.
There are several discounts available to help lower your home insurance rates; some of these are listed below. You can also read this helpful blog story Save Money with Home Insurance Discounts. Give us a call for a full file review to make sure you are taking advantage of these possible discounts!
- Age of Client
- Age of Home
- Smoke-Free
- Mortgage Free
- Claims Free
- Monitored Alarm
- Credit Scoring
- Septic System
- Renewal Loyalty
- Car & Home (Combined Policy)
- Tankless Hot Water
- Unfinished Basement
-
-
-
What car insurance deductible amount should you go with?
-
When making a claim you are responsible to pay your deductible, then your insurance company covers any expenses over and above that amount. The insurance deductible was created is to prevent small, unnecessary claims from being submitted. Numerous claims can drive up insurance costs, so it is often best to save your “claims” for when you really need them.
This helpful blog will shed some light on car insurance deductibles and what it means for you.
-
-
-
Can I bundle my home and car insurance if each have a different renewal date?
-
Yes, you can bundle your policies if they have different renewal dates. Typically you can add a second policy up to six months before your renewal date. The monthly payment is prorated, plus you’ll lock in the quoted premium, even if rates go up or you have a claim before your current policy expires.
Plus, you only deal with one insurance provider when it comes to renewal and claims. That makes things a little easier and simpler.
-
Be Well Protected
The Ultimate Guide for Car Insurance in Nova Scotia
When you need car insurance, it’s smart to be as well-informed as possible. To empower Nova Scotia drivers, we’ve written this comprehensive blog – a roadmap to demystify car insurance.
The Most Common Renters Insurance Claims in Canada – And How to Avoid Them
Do you rent your home or apartment? In this blog we explore the most common renters insurance claims and provide practical tips to prevent.
Important Home Safety Tips for the Holiday Season.
The holiday season is a time to decorate your home, enjoy festive gatherings, and maybe take trip. Here are some top tips to keep you, your family, and your home safe this holiday season.
Atlantic Canada’s Most Stolen Vehicles & Ways to Prevent Car Theft.
The latest report on the most frequently stolen vehicles in Atlantic Canada is now available. See what vehicles make the Top 10 List, plus, tips to deter thieves from targeting your car.
Insurance for Nova Scotia Runners
As a member of Run Nova Scotia, get the car and home insurance you need at an exclusive discounted rate.